Terms & Conditions

Bitcoin Risk Observatory is provided by David Elliott trading as Bitcoin Risk Observatory. A UK correspondence address will be added before paid subscriptions go live.

1. What Bitcoin Risk Observatory is

Bitcoin Risk Observatory provides educational information, research and analytical tools relating to Bitcoin, markets and risk.

Nothing on Bitcoin Risk Observatory is financial, investment, tax or legal advice. Nothing should be treated as a recommendation to buy, sell or hold Bitcoin or any other asset. Users remain responsible for their own financial decisions.

2. Accounts

Users must be 18+ to create an account or purchase a subscription. Users are responsible for keeping their account and password secure and for activity carried out through their account.

3. Pro subscriptions

Pro is available as a monthly or annual subscription at the price shown before purchase. Subscriptions automatically renew at the applicable subscription price unless cancelled before the next renewal date.

Payments are processed securely by Stripe. Bitcoin Risk Observatory does not store complete payment-card details.

Users can cancel at any time. Cancellation stops future renewals and Pro access normally continues until the end of the period already paid for.

4. Refunds

Payments are generally non-refundable once charged, except where a refund is required by applicable law. If an error occurs or a customer believes they were charged incorrectly, they can contact support.

5. Codes and promotions

Promotional codes, discounts and complimentary access may have their own eligibility, duration or usage limits. Bitcoin Risk Observatory may reject, disable or withdraw a code where it has expired, been misused or was not intended for the person using it.

6. Availability and changes

We aim to keep Bitcoin Risk Observatory accurate and available, but do not guarantee uninterrupted service or that data will always be complete or error-free. Features may be improved, modified or discontinued.

Where a material change affects a paid subscription, Bitcoin Risk Observatory will act reasonably and comply with applicable consumer law.

7. Liability

Bitcoin and financial markets involve substantial risk. Historical performance does not guarantee future results.

To the fullest extent permitted by law, Bitcoin Risk Observatory is not responsible for investment losses or decisions made using information or tools provided by the service. Nothing in these Terms excludes rights or liabilities that cannot legally be excluded.

8. Ending an account

Users may stop using Bitcoin Risk Observatory at any time. Accounts may be suspended or terminated where they are used fraudulently, unlawfully, to abuse the service, or to attempt unauthorised access.

9. These Terms

Bitcoin Risk Observatory may update the Terms when necessary. Material changes affecting existing customers will be communicated appropriately.

These Terms are governed by the laws of England and Wales, without limiting mandatory consumer rights applicable to the customer.